Florida Specialty FAQs


I received a notice of non-renewal on my Florida Specialty policy.  What can I expect going forward?

Florida Specialty has made the decision to non-renew many of it's mobile home policies in Florida.  They state that the reason for this action is "...to prudently manage our catastrophe exposure and reinsurance costs".  They are required by Florida state statute to give 120 days advance notice in order to give you, the policyholder, time to procure replacement coverage.  Lee Reed Insurance is working diligently to find a comparable policy in both coverage and cost for you, and we are confident that we will be successful in doing this.  We will be in contact with you approximately 45 days from your non-renewal date with an offer for new coverage.  (This is a very large undertaking for our office, so please contact our office if you have not heard from us within 30 days of your current policy expiration.)

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Is there a website I can go to and review my policy, pay my bill, file and track my claim, etc.?

Florida Specialty customers can enroll their policies on Florida Specialties' Policy Management Portal.  The secure site allows you to access your policy information, make a payment, report a claim, and more.  It's easy to sign-up - check it out today!

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How do I file a claim?

Florida Specialty offers three options for filing claims:

(Please note that if you have damage to your roof or a roof leak, you have the duty under your policy to protect your property from further damage.  If assistance is needed, you should contact Florida Specialty's mitigation vendor partner, Rytech, to tarp your roof and/or apply their dry-out services, if necessary.  Rytech can be reached at (800)865-8787, or at [email protected].  As long as the loss is deemed a covered loss under the policy, the cost of these services will be included in the repair estimate, however, should the loss not be covered by your policy, the cost of the services will be your responsibility.)

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How do I make a payment?

Online:  Go to the Policy Management Portal and login or register.  Then you will be able to make an automatic debit from a bank account or charge to credit card.

In our office:  Drop by (or call) and we can electronically sweep the payment from your debit card or your credit card.  Or, if you prefer and there's enough time, we can mail your check to Florida Specialty.           (PLEASE NOTE:  Our office does not accept cash.)

By mail:  Mail your check or money order to one of the addresses below. Make sure you include the bottom portion of your invoice (if applicable) and note your policy number on your check or money order.

      Regular Payment Address:                                      

      Florida Specialty
      PO Box 459083
      Sunrise, FL 33345                                      

      Overnight Payment Address:

      Florida Specialty
      1300 Sawgrass Corporate Pkwy., Ste. 300
      Sunrise, FL 33323