Serving the Residents and Businesses of Central Florida Since 1946

Located in historic downtown Zephyrhills at 38511 5th Avenue

Phone: (813)782-5502    |   Toll-Free: (877)205-2824
Fax: (813)788-1996     |   Email: main@leereedins.com

Open Monday – Friday, 9:00am – 4:00pm

At Lee Reed Insurance, we are here for you! We are a full-service, independent insurance agency and we have been serving the citizens and businesses of Central Florida since 1946. We are known for outstanding service and unquestionable ethics. Our agency has been built on honest, long-term relationships.

Personal Insurance:

Lee Reed Insurance recognizes that you work hard to acquire your home, auto and other valuable possessions. We are specially trained in personal lines insurance and will help you determine the best way to protect your assets. We will work with you to tailor an insurance package to fit your individual needs while striving for the best possible premium coupled with fair and prompt claims service.

When it comes to car insurance, Lee Reed Insurance provides comprehensive coverage options that you can tailor to suit your individual needs. With our auto insurance we protect you and your car when accidents happen. Our automobile insurance carriers have the highest industry ratings available. You may even be able to qualify for a multi-policy discount. When you sign up ask about our other insurance programs that can help protect you and your family when the unplanned happens.

Homeowners insurance typically covers damage from fire, lightning, wind, hail, smoke, vandalism, theft, ice, snow, and sleet. It can also cover:

  • Plumbing mishaps
  • Your possessions (both on and off the premises)
  • Personal liability
  • Replacement costs
  • Medical payments

When you get your home insurance quote, you can ask an agent about these coverages.

Renters insurance typically covers you and your personal property when you’re renting a house or an apartment. A policy can cover your clothes, sports equipment, laptop, TV, and more whether or not they’re inside the home. Specifically, your renters policy can also include:

  • Loss-of-use coverage, which helps pay additional living expenses if you need to live somewhere else due to a covered incident
  • Personal liability coverage (in case a guest is injured in your rental)
  • Coverage for certain accident-related medical expenses
  • Identity theft coverage
  • Replacement cost coverage (for your personal things)
  • Off-premises coverage for your property

Personal umbrella coverage can be obtained to provide higher personal liability limits than those afforded by your underlying homeowners or renters policies. Coverage is very affordable with available limits from $1,000,000 up to $5,000,000, or more.

With Life Insurance there’s a lot to learn when you’re getting started, and there’s still a lot to learn when you’ve had insurance for years! With life insurance from Lee Reed Insurance, you can help your family:

  • Keep paying the home mortgage.
  • Pay off debts and final expenses.
  • Create a fund for college education.
  • Protect their dreams for the future.

We also offer annuities. An annuity is the perfect investment tool for your savings, offering competitive interest rates and dependable minimum guarantees for the life of the contract.

Commercial Insurance / Business Insurance:

We know running a business efficiently and profitably requires hard work and attention to detail. At Lee Reed Insurance, we will work with you to ensure your business is properly protected. We will examine your exposures, recommend appropriate coverages, and advise you of your coverage options. We will then work with our companies to get the best combination of coverage and price for your business.

Lee Reed Insurance specializes in the following commercial lines products and classes:

  • Mobile Home Parks
  • Property
  • General Liability
  • Auto
  • Umbrella
  • Workers Compensation
  • Garage and Garagekeepers
  • Directors and Officers
  • Contractors
  • Apartments
  • Condominiums
  • Bonds